InDebted strengthens UK leadership as regulated lenders seek modern alternatives to legacy collections models

London, United Kingdom – 31 March 2026 – InDebted, the global fintech modernising how organisations recover consumer debt, today announces the appointment of Rob Young as managing director for the United Kingdom.

Rob will lead InDebted’s UK operations with a clear mandate to drive growth in one of the company’s most strategically important markets. His appointment reflects InDebted’s commitment to strengthening its UK client portfolio, in a collections industry that generates over £2 billion in annual revenue and manages more than £60 billion in consumer debt. As digital credit services continue to scale, the gap between modern consumer expectations and legacy collections infrastructure is widening and regulated lenders are increasingly looking beyond traditional models to close it. Rob’s mandate is to meet that demand by deepening relationships with existing clients, supporting new customer acquisition, and lifting InDebted’s profile across the UK’s fintech, credit, and financial services ecosystem.

He brings over two decades of leadership experience across fintech, credit, and technology-led financial services, including senior roles at Wonga and OnDeck, where he led international expansion across the UK, Canada, and Australia and worked closely with regulators in complex markets. Rob steps into the role after serving more than five years as InDebted UK’s non-executive chairman, giving him a unique depth of insight into the company’s platform, clients, and strategy.

Most recently, he was Chief Operating Officer at Bedford Consulting, leading operations for a fast-growing consultancy.

The UK is one of the world’s largest and most advanced credit markets, with growing openness to innovation across both industry and regulation. As consumer expectations shift toward digital-first, respectful, and compliant engagement, InDebted sees strong potential to help UK organisations modernise how they manage debt recovery at scale.

Josh Foreman, founder and CEO of InDebted, said the appointment marks an important step in the company’s UK growth journey.

“The UK is a critical market for InDebted, both in its own right and as part of our broader global strategy,” Foreman said. “Rob’s experience building and scaling regulated fintech businesses, combined with his long-standing involvement with InDebted, makes him exceptionally well placed to lead our next phase of growth in the region. He understands the market, the regulatory landscape, and the opportunity to do things better for both clients and consumers.”

Rob Young said he was excited to take on the role at a time of increasing momentum in the UK market.

“The UK is a large, sophisticated market that is increasingly open to new approaches, particularly where technology can deliver better outcomes for customers,” Young said. “InDebted is operating in a part of the credit lifecycle that has historically seen very little innovation, and that is what initially attracted me to the business. My focus will be on building a strong UK operation, deepening relationships with clients, and establishing InDebted as a trusted, long-term partner in the market.”