Policies

State Disclosures

CALIFORNIA

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

You may request records showing the following:

  1. that InDebted has the right to seek collection of the debt;
  2. the debt balance, including an explanation of any interest charges and additional fees;
  3. the date the debt became delinquent or the date of the last payment;
  4. the name of the creditor and the account number associated with the debt;
  5. the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and
  6. the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable.

You may also request from us a copy of the contract or other document evidencing your agreement to the debt. A request for these records may be addressed to: InDebted C/O Data Dash Inc 802 Progress Dr. Farmington, MO 63640

or customersupport-us@indebted.co.

COLORADO

Our local office address is 27 N Willerup Ste B, Montrose, CO 81401.

Notice of rights (c) In its initial written communication to a consumer, a collection agency shall include the following statement: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.AGO.STATE.CO.US/CADC/CADCMAIN.CFM  

CONNECTICUT

The Company's NMLS ID for Connecticut is 908487

IDAHO

Toll-free telephone number: 888-306-3160

MAINE

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Friday: 9 am ET to 6 pm ET.

MASSACHUSETTS

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Friday: 9 am ET to 6 pm ET.

MINNESOTA

This collection agency is licensed by the Minnesota Department of Commerce.

NORTH CAROLINA

North Carolina Collection Agency SBS# Number: 513145593 North Carolina Collection Agency SBS# Number: 516770905

TENNESSEE

The collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.