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The future of enterprise first-party collections

Introducing Receive: AI-native collections that move at the speed of today’s consumers.
ISO 27001, PCI & GDPR compliant

Trusted by organisations around the world

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OVERVIEW

Expectations have evolved. First-party collections haven’t.

Consumers expect seamless experiences, yet most collections fail to deliver. We bring first-party recoveries forward with AI-driven intelligence, backed by experts.

Receive is an AI-native first-party debt collection solution designed for enterprise lenders, fintechs, telcos, utilities and government organisations. It helps teams improve recoveries, reduce operational cost and deliver a modern experience across the entire first-party collections journey.

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    Digital-first experiences

    Improve self-service and reduce friction, with personalised, intuitive journeys that reflect how customers prefer to engage.

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    Higher recoveries

    Increase performance and reduce operational cost with integrated strategies that focus effort where it matters most.

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    Advanced decisioning

    Use predictive intelligence and real-time insights to create strategies, optimise performance and make faster, more confident decisions.

INDUSTRIES

Why enterprises choose Receive

  • Financial services, telco & government

    We support highly regulated industries where customer behaviour is shifting faster than legacy systems can keep up.

  • Rigorous control & compliance

    Designed for complex regulatory environments, Receive gives teams full confidence over strategies, workflows, permissions and AI governance — with complete auditability.

  • Solving critical first-party challenges

    We address the challenges legacy systems can’t: low engagement, manual workflows and fragmented experiences. With Receive you can improve conversion, reduce risk and protect your bottom line.
    Learn more
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IMPLEMENTATION

White glove implementation

  • Every partnership blends our leading technology with hands-on expertise so you get value from day one. We manage setup end-to-end, then partner with your teams to maximise performance.
    • Pilot for fast value: We demonstrate impact early
    • Expert-led onboarding: Our specialists handle setup, configuration and technical integration
    • Optimisation: From monthly guidance to always-on support
    Book a custom demo
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“With Receive, we can address the process end-to-end. We’re ensuring our collections and recovery is optimised for customer preferences, utilising the latest technology to help resolve issues in the best manner possible.”

Christian Grobe

Christian Grobe

Co-founder & Managing Director

Trusted by leading businesses


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    Specialist partnership

    Our teams bring deep first-party knowledge to design strategies, optimise performance and strengthen outcomes.

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    Enterprise-grade confidence

    Built for regulated markets with full security, governance and auditability built-in.

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    Scalable infrastructure

    Cloud-native and highly adaptable, Receive fits into complex enterprise environments without friction.

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    Future-proof technology

    Modern, AI-led infrastructure designed to evolve with your business and customer needs.
Built for enterprise growth
Sergey Zhuravskiy

“Embedded finance has become more mainstream and AI-powered technologies help understanding customers’ needs. Receive provides our partners a seamless solution to address credit management end-to-end, with the best user experience top of mind.”

Sergey Zhuravskiy

Sergey Zhuravskiy

Head of Dunning & Collections

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Receive is an AI-native first-party debt collection solution that helps enterprise lenders, telcos, utilities, BNPL providers and government agencies automate workflows, improve recoveries and deliver digital-first experiences.

Through AI decisioning, behavioural modelling and automated workflows that prioritise the right actions, channels and customer segments in real time.

Banks, fintech lenders, BNPL providers, telco and utilities companies, government organisations and any enterprise operating first-party collections at scale.

Yes. Receive includes full governance over workflows, strategies, permissions and AI use, with complete auditability for compliance-critical industries.

Receive powers internal first-party collections operations. For outsourced recoveries, InDebted’s Collect solution provides a fully managed third-party alternative.

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