Politiques

State Disclosures

Actualisé 21 sept. 2021

CALIFORNIA

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov       

COLORADO

Our local office address is 27 N Willerup Ste B, Montrose, CO 81401.

Notice of rights (c) In its initial written communication to a consumer, a collection agency shall include the following statement: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.AGO.STATE.CO.US/CADC/CADCMAIN.CFM  

IDAHO

Toll-free telephone number: 888-306-3160

MAINE

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Friday: 9 am ET to 6 pm ET.

MASSACHUSETTS

Toll-free telephone number: 888-306-3160. Our operating hours are Monday – Friday: 9 am ET to 6 pm ET.

MINNESOTA

This collection agency is licensed by the Minnesota Department of Commerce.

NORTH CAROLINA

North Carolina Collection Agency Permit Number: 513145593

TENNESSEE

The collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.