Accessibility Screen-Reader Guide, Feedback, and Issue Reporting | New window
InDebted and Meedaf announce strategic partnership to transform debt resolution in the UAE. Read more

UNITED KINGDOM

World-class third party collections and customer care

Join future-thinking BNPLs and fintechs like Fluro who choose InDebted to support their customers when they fall behind.

Support customers, without compromising liquidation

  • Integrated affordability assessments

    Part of each customer’s journey, built to support better outcomes.

  • Up to 30% higher performance with AI

    Personalise every customer journey and give each account the attention it deserves.

  • Customer engagement

    Our local agents are backed by the right incentives, custom training programs, robust Quality Assurance and weekly coaching.
market illustration

Logo

“As a global debt collection agency, partnering with InDebted has saved us the time, cost and inefficiencies of needing a new supplier in every region. InDebted is a key part of us delivering our customers a better way to shop, globally.”

Jan Hansson

Jan Hansson

VP, Collections

Logo

Trusted by leading UK businesses


Plim Fluro Bumper
See the customer experience

PROACTIVE THIRD-PARTY SUPPORT

A better experience for your customers

  • Icon

    Vulnerability detection

    Collect’s AI proactively flags customer accounts in need of support, fast-tracking them to specialist attention.

  • Icon

    Flexible payment options

    Custom start dates, payment amounts and frequencies are all part of the payment experience.

  • Icon

    Agents who care

    The industry’s highest rated customer experience, with a 4.9 average from over 2,700 5 star reviews.

Learn more about customer care
Our operations
A few of our expert team

  • Emma Atkin leads InDebted’s global GTM team to drive brand and revenue growth. Her background spans brand development, strategic communications, public relations, and growth marketing, with five years of marketing and communications leadership in collections across ANZ and the UK. Emma is also a Director of InDebted’s UK operations, overseeing regional expansion, risk management and operational efficiency.

    Emma Atkin

    Executive Vice President, Marketing & Managing Director, UK

  • Nick’s career includes significant achievements creating lending and collections policies, managing both pre- and post-litigation functions, and overseeing debt sale operations across multiple financial institutions. At InDebted, Nick manages regulatory compliance and operations as UK Director, ensuring that our innovative technology solutions align with regulatory requirements and customer-first principles.

    Nick Krauspe

    Director of Compliance & Operations, UK

  • Stuart is an experienced sales and strategy leader, with previous roles at Macquarie and Go Cardless. At InDebted, he leads systematic new market entry – from region identification through to launch execution. Supported by creating strong relationships with market leaders, Stuart drives our global expansion strategy.

    Stuart Ahmet

    New Markets Lead

CLIENT STORY

A better experience for energy customers

  • Challenge

    • In 2023, fluctuating energy prices in the UK led to an influx of overdue accounts
    • Accounts referred to Collect are typically 70 days past due and have been through internal collections 

  • Impact

    • 70% of energy customers resolve their account after receiving an email from Collect
    • 3 in 4 customers self-serve their accounts, and 77% have resolved their balance with a flexible payment plan using Collect’s customer portal 

Logo
5.0
5.0
UK Google Review

“The agent was amazing in resolving the challenge I faced in a friendly and understanding manner. Now resolved and in a very stress free way. Not an easy recommendation given the nature of the engagement and the current financial climate but if you have go through it, better resolved using InDebted. 10/10”

Read their story

InDebted is the AI-powered alternative to traditional debt collection agencies in the UK. We combine digital-first engagement, self-serve portals and flexible repayment options with a strong compliance framework. This approach helps businesses recover more, while ensuring customers are treated fairly and respectfully.

Future-thinking organisations like Fluro partner with InDebted because we deliver collections that balance performance with customer care. Our AI-driven approach helps clients scale, protect their reputation and maintain compliance, while giving customers flexible, sustainable repayment journeys. This makes us the partner of choice for BNPL, fintech and financial services leaders across the UK.

Our proprietary AI powers every stage of the collections journey. In the UK, this includes affordability assessments, personalised repayment plans and omnichannel engagement across SMS, email, WhatsApp and voice. AI also enables proactive vulnerability detection, helping businesses meet regulatory requirements while giving customers a smoother, more supportive experience.

Yes. Voice is an important part of our hybrid collections strategy in the UK. We use AI to determine which customers are most likely to respond to voice calls, so voice is applied strategically. This improves performance for businesses, while ensuring customers only receive relevant, respectful outreach.

We work with BNPL providers, fintechs, financial services firms and utilities in the UK. Our solution is designed for growing leaders that want a digital-first, AI-driven alternative to traditional agencies, with built-in compliance, delivering stronger outcomes for both businesses and customers.

Ready to learn more?
Get in touch
Left side image
Accessibility