Our Mission

We have always aimed to do things a bit differently

Our mission is to be the preferred choice of customers to support their debt free journey, everywhere.

About us

From Startup to Global Industry Leader

We are a fully distributed team of over 150 people living and working in 7 countries around the world. We have built what we believe to be the best products to deliver an exceptional debt collection experience. We continue to work tirelessly to improve our offerings to pave the way to our customers' debt free journey.

After experiencing firsthand the shortcomings of traditional collection agencies, our founder, Josh Foreman, envisioned a better way - a product-led business that delivers a far better experience for everyone involved. A product that is built upon digital communications, data-driven decisions, and exceptional customer (not debtor) experiences.

From an idea in a living room, InDebted has grown into a global leader with operations in Australia, New Zealand, Canada, United Kingdom, and the United States. We are an incredible team of people, committed to making a difference and always looking for more talented individuals to join our team. 🚀

Our team is based in 🇦🇺 🇨🇦 🇵🇭 🇿🇦 🇹🇹 🇬🇧 🇺🇸



Our Values

What We Stand For

Our values are at the core of everything we do. They are our guide to navigate complex decisions and a beacon towards our purposeful destination. And they serve as a catalyst to fulfill our customer-driven mission.

Bias for action

We move fast to find innovative solutions that advance our mission.

By the Numbers

A commitment to supporting our team and our customers has helped InDebted grow from humble beginnings to where we are today.

1 million customers

150+ team members

$40M+ in funding

The people who make it work

Josh Foreman
Founder & CEO

Joe Gelbard
Chief Revenue Officer

Lachlan Heussler
Chief Strategy Officer

John Watson
CEO InDebted USA, Inc.

Tim Collins
Chief Customer Officer

Ellie Tahzib
Chief of Staff

Wagner Camarao
Head of Engineering

In the press

Hear what people are saying about InDebted.

Debt collection fintech Indebted raises $25 million series B

The fintech uses data insights it gathers from the people it’s seeking to collect money from to create a positive customer experience when collecting outstanding debts for its clients.

Digital debt collector brings in $25m investment

Meet InDebted, an Australian Fintech company that has grown rapidly by offering companies a digital channel for customers to pay off outstanding debts.

InDebted scores $14 million in Series A funding

The funding round was co-led by Sydney venture capital firm Carthona Capital and Singapore fund MassMutual Ventures, and also included repeat investment from Westpac’s innovation fund Reinventure.


Backed by respected venture capital first, InDebted is poised for the next big leap.

Carthona Capital Logo
Mass Mutual Ventures Logo
One Ventures Logo
Perennial Value Management
Reinventure Logo

Want to work with us?

We're hiring across many departments!

© 2021 InDebted Australia Pty Ltd