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InDebted and Meedaf announce strategic partnership to transform debt resolution in the UAE. Read more

NEW ZEALAND

Trusted and secure collections across New Zealand

Organisations like Genesis Energy and One New Zealand rely on InDebted to deliver a scalable, modern collections experience.
SOLUTIONS
Transforming enterprise collections with smarter solutions
Delivering superior results and exceptional customer experiences across first and third-party solutions, powered by proprietary technology.
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The better alternative to legacy systems

Designed for enterprise, Receeve combines future-proof infrastructure with expert consultative support to deliver adaptive strategies, stronger results and enhanced control.

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AI-powered outsourcing that outperforms

Preferred by leading businesses, our third-party solution creates personalised experiences across all digital and voice channels. Smarter engagement, unmatched results.

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“As a global debt collection agency, partnering with InDebted has saved us the time, cost and inefficiencies of needing a new supplier in every region. InDebted is a key part of us delivering our customers a better way to shop, globally.”

Jan Hansson

Jan Hansson

VP, Collections

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Trusted by leading businesses


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See the customer experience

JULY 2025

InDebted acquires Debtworks, appoints first New Zealand-based MD to accelerate local growth

  • With a client portfolio including all three major telecommunications providers in New Zealand, Debtworks bring deep market expertise across multiple sectors including government. As part of the acquisition, Leyden Tolhurst will continue on as Managing Director, InDebted New Zealand - the first locally based country lead.
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Our operations
Meet our team

  • Leyden Tolhurst is an experienced commercial leader with a strong track record across strategic operations. Previously, he led Debtworks, expanding its reach across government and utilities. Leyden brings deep consumer insight and a passion for technology-led transformation to InDebted.

    Leyden Tolhurst

    Managing Director, New Zealand

  • Bronwyn Caples is a seasoned leader with over a decade of experience driving performance and compliance. At InDebted, she leads operations with a focus on scalability and innovation. Known for championing continuous improvement, she ensures exceptional client outcomes.

    Bronwyn Caples

    Head of Operations

  • Krystal Ikitoelagil leads Growth & Strategy with over a decade of experience in enterprise accounts. She specialises in complex procurement environments and strategic partnerships. Krystal’s strong stakeholder engagement ensures clients receive tailored, high-performing strategies.

    Krystal Ikitoelagi

    Growth & Strategy Lead

COMPLIANCE

Compliant by design

Compliance is built in to our solutions by code, ensuring every interaction meets the highest security, quality and regulatory standards.
Custom first-party controls
Define your boundaries to set tailored rules by portfolio, product or region. Every action is auditable, with clear approval workflows and consumer protections embedded.
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Multi-layered third-party compliance
Licensed across Australia, Collect’s operations are backed by enterprise-grade security certifications, including ISO, PCI and SOC II. Our specialist, local agents are trained by custom programs, upheld by rigorous QA processes.
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INTELLIGENT FIRST-PARTY

Enter the future of first-party

  • Optimise strategies with AI

    More than an add-on, proprietary AI technology is the foundation of our solutions. Receeve’s AI takes your strategies further, with optimised messaging, workflows and segmentation.
    • Behavioural scoring, A/B testing and strategy optimisation
    • Works within your guardrails and boundaries
    • Turn features on or off as needed
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INTEGRATED THIRD-PARTY STRATEGIES

A better experience for your customers

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    Personalised communications

    Tailored messages across all channels, optimised for tone, content and timing at a customer level.

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    Voice intelligence

    Intuitive outreach with effective outbound campaigns designed for those who prefer voice engagement.

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    Self-serve capability

    86% of paying customers resolve their debt without any agent interaction using Collect’s customer portal.

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CLIENT STORY

Klarna chooses InDebted as their preferred collections partner

  • Challenge

    Active in 45 markets worldwide, Klarna needs a collections partner that can:

    • 1. Service their global customer base 
    • 2. Maintain strong collections performance
    • 3. Ensure compliance with regulations in different markets

  • Impact

    • A custom third-party extension to seamlessly transfer customer data from Klarna’s systems to InDebted 
    • Partnership in the United States, Australia, Canada and New Zealand
    • 97% of paying Klarna customers self-serve their outstanding accounts, without contacting an agent for payment

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“As a global debt collection agency, partnering with InDebted has saved us the time, cost and inefficiencies of needing a new supplier in every region. InDebted is a key part of us delivering our customers a better way to shop, globally.”

Jan Hansson

Jan Hansson

VP, Collections

Read Klarna's story

InDebted is the intelligent alternative to traditional debt collection agencies in New Zealand. Through our acquisition of Debtworks and regional team, we combine deep market knowledge with our advanced, proprietary technology. Our approach moves beyond legacy call-heavy methods, using digital-first engagement, self-serve payment portals and flexible repayment options that give New Zealanders a better collections experience.

See the experience

Leading organisations like Genesis Energy and One New Zealand work with InDebted for our unique understanding of the local market, alongside our strategic execution.

Our solutions combine global knowledge with a strong New Zealand presence, giving enterprise and regulated entities the confidence to scale collections without compromising on compliance or customer care. We partner with financial businesses, telco, utilities and government services to deliver measurable results and customer satisfaction.

Read our client stories

Our proprietary AI technology powers all aspects of our solutions, from strategy to vulnerability detection. It analyses billions of customer interactions to predict the best way to engage each account at a personalised level.

Learn more about Receeve’s AI

In Collect, clients benefit from our global Data Lake consisting of more than two billion customer insights. Machine learning models apply these insights to optimise every touchpoint in the collections journey - choosing the right channel, timing and message to maximise engagement.

Learn more about Collect’s AI

AI also supports compliance in New Zealand by enabling proactive vulnerability detection, so customers who need extra care receive it at the right time.

Yes. Voice is a core part of our hybrid collections strategy in New Zealand. We use intelligence to identify which customers are most likely to respond to voice calls, focusing our efforts where it has the most impact. This ensures voice is used strategically, delivering better results for businesses while creating a more respectful experience for customers.

Explore omnichannel

We partner with a wide range of New Zealand organisations, including financial services providers, utilities, telco operators and government providers. Our solutions are designed for growing, leading businesses who want a modern, innovative alternative to agencies, with proven results across the local market.

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