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CareersCustomer Support

Customer Experience · United States

Collections Specialist at InDebted

Help customers take their first step toward financial fitness, one call at a time.

Location
United States – Remote
Workplace
Remote
Team
Customer Experience
Department
Customer Support
Employment type
Full-time
Reports to
Collections Manager
Salary
USD 18 – 20 per hour
Posted
10 September 2026

About the Role

As a Collections Specialist, you'll deliver a genuinely great experience to customers taking their first step toward financial fitness by resolving past due accounts. Our Customer function is customer-obsessed by design, and you'll be an integral part of the global Customer Experience team that has earned more than 2,400 five-star Google reviews, making InDebted the highest-rated company of its kind in the world.

Work rights. Full working rights in the United States required; we're not able to sponsor a visa for this role.

What You'll Do

  • Engage customers primarily through outbound and inbound calls, supported by digital tools, to help resolve past due accounts
  • Negotiate clearly and confidently, following the payment hierarchy: payment in full, then settlement, then payment arrangement
  • Work through stalls, objections, disputes and complaints in line with company policy and regulations
  • Listen closely to each customer's situation, clarify the issue, and explain the best path forward
  • Partner with your Team Leader to resolve escalated cases
  • Meet scorecard targets while living our InDebted values
  • Follow all applicable laws, regulations, policies and procedures

What You'll Bring

  • At least three years of recent collections experience
  • A track record of strong performance in collections
  • Excellent written and verbal English communication
  • Empathy balanced with a results-oriented approach
  • Strong negotiation skills, including handling stalls, objections and disputes
  • Experience with collections management systems (e.g. FACS) and dialer platforms
  • Comfort navigating web-based tools
  • Flexibility to work eight-hour shifts, including occasional Saturdays
  • Self-motivation and resourcefulness
  • Experience working in a fast-paced team, collaborating virtually with a US-based team

What Success Looks Like

A few months in, you're consistently hitting your scorecard targets, customers describe your calls as clear, respectful and genuinely helpful, and your Team Leader trusts you to manage escalations with confidence.

How to apply

Send your application by email. A resume and a few lines about you is enough.

AI tools are welcome when you apply.

About InDebted

Changing the world of consumer debt for good. Founded in Sydney in 2016, we have supported more than five million customers across seven regions, with more markets on the way.

Equal opportunity

We hire on merit and welcome applicants of every background, including Aboriginal and Torres Strait Islander people. Need an adjustment at any stage? Email people@indebted.co.

Recruitment fraud notice

We only recruit through indebted.co and @indebted.co addresses and never ask for payment. Anything else claiming to be us, tell people@indebted.co.

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